I choose credit cards as my preferred payment choice, as I can conveniently pay for my purchases using these credit cards. And by paying via credit cards, I do not need to bring a lot of cash whenever I go shopping, which gives me a sense of safety. Furthermore, most credit cards have safety features, whereby whenever an illegal transaction has been made, the credit card company will nullify the transaction, while reimbursing me for the money that has been charged on my card. On the other hand, I also pay for my gas using my credit cards, and my credit card company even gives me free gas once in a while, as my gas card entitles me for such freebies. Also, I can easily make large purchases with my credit card, as I have a high credit limit, which gives me the flexibility of making such purchases. For instance, I purchased some furniture for my home just a year ago, and I swiped my credit card for my purchase which totaled up to several thousands of dollars. On the other hand, since I can repay the money that I owe to my credit card company within a stipulated amount of time, this gives me the flexibility of spacing out the payments.
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